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WebFeb 20, 2024 · All co-op owners are responsible for the co-op’s mutual financial obligations. Payments often cover common expenses such as building maintenance and upkeep, renovations or improvements to common areas, underlying mortgages attached to the property and its units, etc. WebMar 3, 2024 · Pros of owning a condo. You own the real estate, including interest in common areas. Condos are easier to finance than co-ops. Monthly fees cover things like building maintenance and repairs. Condos come with few to zero use restrictions, which means you can rent or sell your property much easier than a co-op. WebDec 1, 2024 · Buying Cons: You have to pay a higher down payment to avoid being upside down in the loan (owing more than the car is worth). Your monthly car payments are higher than lease payments. You're... spice indian tunbridge wells